Investing 101
When it comes to investing most people don’t know where to start. This is because majority of people do not have the training to “sift” through sophisticated investments to make a ration decision. And most of the time it cost a lot of money to hire professionals, and if you are lucky to hire sophisticated Investment Advisor their fees are extremely high, and after all is said and done you may not get the best advice that works for you, or even your budget.
Today, the stock market has become increasingly complicated because of the complex nation of algorithms and high-speed trading. It has also become a domain of small groups of Investment Banks, Insiders, Elite Traders, Billionaires, and even Powerful Politicians. But to fully understand how to invest your hard-earned money you have to understand Short-term Investing, Mid-term Investing, and Long-term Investing. You must also understand the difference between High-risk and Low-risk investments. However, the number rule when it comes to understanding how to invest is to simply understand that only you probably know how best to deploy your investments, so you have to always keep up with knowledge and the markets.
Giving your money to a Professional Investor may not work for you simply because a professional investor has no skin-in-the-game, and because they are not being held accountable for your money they probably might not have your best interest at heart because they have absolutely nothing to lose if they lose your investment capital. They are only required to put in a best effort on your behalf when they are deploying your capital.
Short-term vs. Long-term Investments
Short-term Investments are investments that hope to yield returns within 30 – 90 days, and often might require high risk because you may stand to lose all or some of your initial investment capital. An example of this might be borrowing your cousin money to gain a quick return, investing in crypto-currency, putting money into a meme-coin, or trying to get in on a supposedly hot stock that is hype to take-off immediately.
Medium-term Investing are investments that hope to yield returns within 1 – 6 months, or even a whole years. This also might be considered high-risk, but require a high degree of planning such as Technical Analysis, Fundamental Analysis, Research, Spread-Sheets, Financial Reports, Historical Analysis, and so much more. If the returns are low to moderate there might be a safe bet to your money, and if the returns are higher it might be a riskier investment.
Long-term Investments are investments that yield returns for more than a year, or even multiple years in the future and tend to be safer, but can also be riskier depend on the outlook. Safe investments that are long-term could be Government Bonds, High-Yield Saving Accounts, CDs, and more. On the riskier side it could be Blue Chip Stocks, High-Yield Speculative Investments, Real Estate, and so much more.
Becoming An Accredited Investor
Most people have no clue about becoming an Accredited Investors. Becoming an Accredited Investors put you in an elite group such as Serena Williams, Magic Johnson, Michael Jordan, and can truly become the path to real wealth and generational wealth you can pass on to your family members when you are gone….
BECOME AN ACCREDITED INVESTOR